Genomic Tests
Practicing Precision Health Management.What Is Genomics?
Genomics is the biological study of an individual’s overall DNA, or their “genome.” Among genomics’ benefits is revealing if you are at higher risk of developing certain medical conditions, while providing a better understanding of how your genes react to various stimuli.
Genomics is precision health management – it uses a person’s genes in combination with their lifestyle and environment to determine the best course of treatment.
Two of the most popular areas of genomics are pharmacogenomics and nutrigenomics – and MedBen Rx offers two simple tests that give you detailed insights into your body’s inner workings.
GENOMIC TESTS AVAILABLE THROUGH MEDBEN
Pharmacogenomics
Learn how your genes impact your response to a particular prescribed drug, thereby improving effectiveness and minimizing trial and error.
Nutrigenomics
Learn how your genes impact the processing, utilization and response to nutrients, to help prevent and treat diseases.
USE YOUR FSA FUNDS TO PAY FOR GENOMIC TESTS!
By using funds from your flexible spending account (FSA), you can buy your genomic test using tax-free money and substantiate your purchase on MedBen Access. Or to make the process even more simple, use your MedBen FSA debit card so your purchase is automatically noted on your account balance.
Pharmacogenomics
Did you know that only 30-50% of people respond to 90% of the most common drugs? Genetic variations can cause different outcomes in individuals taking the same medication dose… including potentially harmful ones.
Pharmacogenomics allows you to discover which medications and doses align perfectly with your genetic makeup. Testing impacts multiple medication classes, including:
- Cardiology
- Mental health
- Gastrointestinal (GI)
- Pain management
- Cancer/Autoimmune/Rheumatology
Employing pharmacogenomic testing optimizes medication outcomes, reduces side effects, and prevents unnecessary hospitalization. Patients and employers alike benefit through lower costs and greater productivity.
Nutrigenomics
Nutrigenomics provides a blueprint for attaining and maintaining a healthy lifestyle. By determining how nutrition impacts an individual’s genes, he or she can capitalize on the connection between well-being, disease management, and disease prevention.
Nutrigenomic testing identifies individual traits that affect well-being while suggesting lifestyle modifications that can help reduce the risk of chronic conditions, including:
- Autoimmune disorders
- Cancer
- Obesity
- Chronic Pain
- Asthma and Allergy
Nutrigenomic tests give employees actionable information about how to reduce obesity risk and achieve fitness goals. As an employer, you empower employees to work smarter… and with fewer chronic conditions, you see lower medical bills and a heathier workforce.
Self-funding Saves. MedBen Delivers.
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Benchmarking
MedBen Analytics' benchmarking capabilities enable you to compare your data against state and national norms and/or specific industries. You can narrow your benchmarks by plan type, number of lives and other metrics to get a true measure of how your plan stacks up.
Your benchmarking choice is immediately reflected on the dashboard content.
Straight RBP
Providers receive fair reimbursement by using Medicare pricing as the primary source of repricing. And because your plan no longer has a PPO, your plan members can go anywhere they choose for medical care.
Pharmacy Cost Plus Pricing
RBP for your prescription drugs.
Layered RBP
Target high-cost medical treatments, such as kidney dialysis.
An Extensive Reporting Library
Once you've chosen your population, reporting period and benchmark preferences, just sit back and watch MedBen Analytics go to work for you. Dozens of charts, graphs and tables, instantly generated. Our financial, clinical, risk and savings reports show you what is working with your plan while highlighting areas of potential improvement.
FSA Store is the largest online marketplace for guaranteed FSA-eligible products, helping flexible spending account holders manage and use their FSAs and save on more than 4,000 health items using tax-free money. You can pay for purchases using your MedBen FSA debit card so they are automatically noted on your account balance.
Use these convenient links for finding FSA-eligible products and calculating your FSA tax savings. FSA members can check their current account balances by visiting MedBen Access or downloading our mobile app from the Apple App Store or Google Play (search for "MedBen").
Use this secure 24/7 service portal to access claims and benefits information. MedBen Access enables you to:
- Check claims status
- Review benefit coverages
- Download explanations of benefits (EOBs)
- See deductibles, out-of-pocket costs and calendar maximums
- Look up drug information, compare local pharmacy prices and check availability of lower-cost equivalents
- Review FSA and HRA activity and balances
- Check wellness exam and screenings compliance (for WellLiving members)
If you need assistance logging in to MedBen Access or using its features, please contact MedBen Customer Service at 800-686-8425.
MedBen Access is also available as a mobile app with the same great features! Download it from the Apple App Store or Google Play (search for "MedBen").
Download the MedBen Client Report
Please register to download the Client Report. Thanks!
Frequently Asked Questions about using the debit card (PDF).
Download a list of participating pharmacies, discount stores and supermarkets that can identify FSA-eligible items at checkout using an Inventory Information Approval System (IIAS).
Download a list of participating pharmacies, discount stores and supermarkets that do not use IIAS, but 90% of whose sales come from medical care items (thus making them FSA-eligible).
Medical Solutions.
MedBen will work with your clients to find the best solution to meet specific employee population needs. Increasingly, organizations are going outside the PPO box and turning to direct-to-employer contracting, reference-based pricing, and other alternative reimbursement strategies with set pricing that makes it easier to predict expenses. And their members can visit the doctors they prefer and still realize lower out-of-pocket costs.
Pharmacy Solutions.
MedBen will work with your clients to find the best solution to meet specific employee population needs. Increasingly, organizations are going outside the PPO box and turning to direct-to-employer contracting, reference-based pricing, and other alternative reimbursement strategies with set pricing that makes it easier to predict expenses. And their members can visit the doctors they prefer and still realize lower out-of-pocket costs.
Medical Solutions.
MedBen will work with your clients to find the best solution to meet specific employee population needs. Increasingly, organizations are going outside the PPO box and turning to direct-to-employer contracting, reference-based pricing, and other alternative reimbursement strategies with set pricing that makes it easier to predict expenses. And their members can visit the doctors they prefer and still realize lower out-of-pocket costs.
Pharmacy Solutions.
MedBen Rx follows a simple philosophy: The client's money belongs to the client. Our pharmacy solutions are designed to get members the right drug at the lowest cost, with total transparency to the employer. These include:
- Pricing solutions that ensure clients pay just what the pharmacies pay.
- Appropriateness solutions to find the most effective drugs at the best cost.
- Access solutions that give members new ways to lower their drug cost.
Direct-to-Employer Contracting
Many MedBen clients blend their RBP plan with direct-to-employer (DTE) contracts, which promote the use of quality care through local providers. In exchange for encouraging members to visit contracted facilities, providers bill the plan at mutually agreed-upon rates.
MedBen has been facilitating DTE contracting for over a decade with doctors and hospitals across the Midwest, and we continue to gain access to more exclusive DTE contracting. This strategy ensures that when members utilize area providers, they receive the best pricing options available.
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